- time after time (phrase) –
again and again, frequently, often, repeatedly. - play out one’s hand/card (phrase) –
to carry out one’s plans; take action (according to the situation). - step up to the plate (phrase) –
to take action when needed, to rise to the occasion, to take responsibility, to accept the challenge. - cost of capital (noun) –
cost of capital is the amount of return that a firm must garner/collect on its project investments to maintain its market value and attract funds. - lockdown (noun) –
an emergency protocol implemented by the authorities that prevents people from leaving from a place; An extended state of confinement/encirclement/isolation of a person by the authority. - basis point (BPS) (noun) –
a unit of measure used in finance to describe the percentage change in the value or rate of a financial instrument. One basis point is equivalent to 0.01% (1/100th of a percent). Used for measuring change in interest rate/yield. - shave off ( phrasal verb) –
cut off, reduce, decrease, lesson. - bring down (phrasal verb) –
decrease, reduce, lower. - reverse repo rate (noun) –
it is the rate at which the central bank of a country (RBI in case of India) borrows money from commercial banks within the country. - prudence (noun) –
cautiousness, carefulness, good judgement/management. - dictate (verb) –
determine, decide, affect, control. - reserve (noun) –
retain, hold, keep, secure, put aside (for future use). - leverage (noun) –
grip, purchase, hold/control (on the use of various measures). - deteriorate (verb) –
decline, degenerate, degrade. - nadir (noun) –
the lowest point, the all-time low, the lowest level. - on the anvil (phrase) –
in a state/condition of discussion (not implemented); being discussed or prepared but is not yet ready. - point in time (phrase) –
a particular moment. - a pat on the back (phrase) –
praise someone. - moratorium (noun) –
a temporary suspension of an activity; embargo, ban, prohibition. - measure (noun) –
step, course of action, plan, procedure. - avail (verb) –
use, utilize, take advantage of (an opportunity/resources). - take to (phrasal verb) –
resort to, turn to, have recourse to, start. - going forward (phrase) –
in the future. - shambles (noun) –
complete mess, disorder/disarray, disorganization. - disburse (verb) –
pay out, give, spend/expend. - empathy (noun) –
compassion, sympathy, feeling. - accumulated interest (noun) –
it means all the accrued/accumulated and unpaid interest on the loan principal or capital loans. - term loan (noun) –
a monetary loan that is repaid in regular payments over a set period of time. - fiscal (year) (noun) –
financial year. - daunting (adjective) –
intimidating, challenging, disconcerting/unsettling. - prospect (noun) –
task. - pay up (phrasal verb) –
pay something (dues) in full. - in one shot (phrase) –
a situation where you only have one chance to do something. - crank up (phrasal verb) –
increase, make larger, enlarge/expand, raise. - put off (phrasal verb) –
postpone, delay, defer, hold off. - find oneself (verb) –
discover oneself, realize oneself, recognize oneself. - exposure (noun) –
(in banking) exposure means the total maximum business (loans, debt, etc) that a bank can do with a particular individual/single party/company. The group exposure means the total maximum business that a bank can do with a group of connected companies. - handicap (noun) –
impede, hinder, obstruct. - relax (verb) –
less strict, lessen, moderate, ease. - extent (noun) –
magnitude, size/scale, degree. - (financial) distress (noun) –
(financial) hardship, difficulty, trouble/burden, misfortune.
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