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HomeEditorial VocabularyThe Hindu Editorial Vocabulary 23 May 2020

The Hindu Editorial Vocabulary 23 May 2020

  1. time after time (phrase) –
    again and again, frequently, often, repeatedly.
  2. play out one’s hand/card (phrase) – 
    to carry out one’s plans; take action (according to the situation).
  3. step up to the plate (phrase) –
    to take action when needed, to rise to the occasion, to take responsibility, to accept the challenge.
  4. cost of capital (noun) – 
    cost of capital is the amount of return that a firm must garner/collect on its project investments to maintain its market value and attract funds.
  5. lockdown (noun) –
    an emergency protocol implemented by the authorities that prevents people from leaving from a place; An extended state of confinement/encirclement/isolation of a person by the authority.
  6. basis point (BPS) (noun) – 
    a unit of measure used in finance to describe the percentage change in the value or rate of a financial instrument. One basis point is equivalent to 0.01% (1/100th of a percent). Used for measuring change in interest rate/yield.
  7. shave off ( phrasal verb) –
    cut off, reduce, decrease, lesson.
  8. bring down (phrasal verb) – 
    decrease, reduce, lower.
  9. reverse repo rate (noun) –
    it is the rate at which the central bank of a country (RBI in case of India) borrows money from commercial banks within the country.
  10. prudence (noun) – 
    cautiousness, carefulness, good judgement/management.
  11. dictate (verb) – 
    determine, decide, affect, control.
  12. reserve (noun) –
    retain, hold, keep, secure, put aside (for future use).
  13. leverage (noun) –
    grip, purchase, hold/control (on the use of various measures).
  14. deteriorate (verb) – 
    decline, degenerate, degrade.
  15. nadir (noun) –
    the lowest point, the all-time low, the lowest level.
  16. on the anvil (phrase) – 
    in a state/condition of discussion (not implemented); being discussed or prepared but is not yet ready.
  17. point in time (phrase) – 
    a particular moment.
  18. a pat on the back (phrase) – 
    praise someone.
  19. moratorium (noun) –
    a temporary suspension of an activity; embargo, ban, prohibition.
  20. measure (noun) – 
    step, course of action, plan, procedure.
  21. avail (verb) –
    use, utilize, take advantage of (an opportunity/resources).
  22. take to (phrasal verb) –
    resort to, turn to, have recourse to, start.
  23. going forward (phrase) –
    in the future.
  24. shambles (noun) –
    complete mess, disorder/disarray, disorganization.
  25. disburse (verb) –
    pay out, give, spend/expend.
  26. empathy (noun) –
    compassion, sympathy, feeling.
  27. accumulated interest (noun) –
    it means all the accrued/accumulated and unpaid interest on the loan principal or capital loans.
  28. term loan (noun) – 
    a monetary loan that is repaid in regular payments over a set period of time.
  29. fiscal (year) (noun) –
    financial year.
  30. daunting (adjective) –
    intimidating, challenging, disconcerting/unsettling.
  31. prospect (noun) –
    task.
  32. pay up (phrasal verb) – 
    pay something (dues) in full.
  33. in one shot (phrase) – 
    a situation where you only have one chance to do something.
  34. crank up (phrasal verb) – 
    increase, make larger, enlarge/expand, raise.
  35. put off (phrasal verb) – 
    postpone, delay, defer, hold off.
  36. find oneself (verb) – 
    discover oneself, realize oneself, recognize oneself.
  37. exposure (noun) –
    (in banking) exposure means the total maximum business (loans, debt, etc) that a bank can do with a particular individual/single party/company. The group exposure means the total maximum business that a bank can do with a group of connected companies.
  38. handicap (noun) –
    impede, hinder, obstruct. 
  39. relax (verb) – 
    less strict, lessen, moderate, ease.
  40. extent (noun) –
    magnitude, size/scale, degree.
  41. (financial) distress (noun) –
    (financial) hardship, difficulty, trouble/burden, misfortune.

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